EcoHogar is a program of the Puerto Rico Green Energy Trust (PRGET), in collaboration with the Jesús Obrero Savings and Credit Cooperative, which offers low-interest loans to make energy efficiency improvements in your home that will save you money every month.
The program is partially supported by federal funds from the Puerto Rico Department of Economic Development and Commerce's Office of Energy Policy Programs
Reduce your electricity consumption and save on your expenses
Three ways to save
IMPROVE YOUR HOME’S ENERGY EFFICIENCY
Replace old, inefficient equipment that increases your electricity bill.
With this loan, you can replace old appliances with efficient models and start seeing immediate savings. Eligible equipment includes mini-split air conditioners, solar water heaters, refrigerators, washing machines, and dryers. Improvements must be recommended in your energy assessment.
Amount: From $500 up to $50,000
Interest rate: From 5.95% APR
Term: Up to 10 years
INSTALL A SOLAR SYSTEM WITH BATTERIES
Generate your own electricity, reduce your bill, and protect yourself from power outages.
This loan allows you to install a complete solar system with panels and battery storage in your home. Installation is performed by a contractor approved by the Credit Union, and payment is made directly to that installer.
Amount: Up to $75,000
Interest rate: From 5.95% APR
Term: Up to 15 years
COMBINE BOTH AND SAVE EVEN MORE
You can combine both programs into a single loan and make a single monthly payment. This is the most complete way to make your home more efficient and resilient. Ask your loan officer for more information.
Maximum savings
It’s easy
to qualify!
What is an Energy Assessment?
Before applying for the loan, you need to complete a home energy assessment with a certified evaluator. The evaluator visits your home, analyzes your consumption, and provides a report with recommended improvements, estimated costs, and projected savings. Only the equipment recommended in that report will be eligible for financing.
• Cost: $400 (can be included in financing)
• For low-income households: The assessment is completely free if you qualify based on income.
• Minimum credit score (FICO): 580
• Homeowner
• Primary residence
• Single-family or multi-family homes (up to four units)
• Complete a home energy assessment
Financing under the EcoHogar Program is offered through our financial partner, the Cooperativa de Ahorros y Crédito Jesús Obrero. To apply, fill out your online application or contact the Cooperative directly by phone or in person:
(787) 720-6209
Carr. #1 Km 23.6, Bo. Río, Sector El 24, Guaynabo, PR 00969
www.jesusobrero.coop